MARINE HULL
This is the insurance of water vessels (yachts, boats, and ships). The cover is against loss or damage to the hull, engines, and accessories caused by perils of the sea, rivers, lakes, or other navigable waters. It also covers loss by fire, theft, jettisons, piracy, explosion, and malicious acts.
MARINE CARGO
This policy covers loss or damage to goods and/or merchandise in transit from one place to another by sea, air, rail, road, or registered post. The cover provided is in respect of marine perils, war and strike, riot, and civil commotion perils.